Consumer credit in US rises more than expected in December

By Gokhan Ergocun

ISTANBUL (AA) - Consumer credit in the US rose above expectations in December 2025, increasing by $24 billion on a monthly basis, the Fed announced on Friday.

According to the data, consumer credit reached $5.11 trillion in December last year.

Market expectations for consumer credit were for an increase of $9 billion.

During this period, revolving credit, such as credit cards, rose by $13.9 billion, while non-revolving credit, such as home, auto, and student loans, rose by $10.2 billion.

Consumer credit also increased by 5.7% on an annualized basis in December last year.

Revolving credit rose by 12.6% during the same period, while non-revolving credit rose by 3.2%.